Terms & Conditions

DURATION OF SUBSCRIPTION

Enrollment (subscription) to single courses, certificate programs or workships are on a continuous service basis; this means that once you receive access to your website by obtaining a username and password, billing begins and your subscription, until you tell us to cancel pursuant to the cancellation policy below.

One-time subscription may also be offered at a discounted rate. The Tuition Installment Payment Plan (TIPP) allows students to pay for tuition in 3-month installments, interest-free.

UNAUTHORIZED USE, ASSIGNABILITY AND OWNERSHIP

Except as specifically provided herein, you are prohibited from downloading, storing, reproducing, transmitting, displaying, copying, distributing or using any products, services or materials retrieved from IBUniversity. products and services. You may not publish, broadcast, sell or otherwise redistribute these products, services or materials for commercial purposes. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or any way, exploit, in whole or in part, any of the products, services or materials, except for modifications to the particular website you subscribe to in order to suit your purposes.

All rights, title and interest (including all copyrights and other intellectual property rights) in the products, materials and services provided (in print or machine-readable forms) belong to IBUniversity. You acquire no proprietary interest in the products, services, materials, or copies thereof.

ACCESS TO SERVICES

Only individuals authorized by IBUniversity. may access and use the online services provided by IBUniversity. Products, materials and features may be added to or withdrawn from the online services and the online services may otherwise be changed without notice.

Products, materials and features may be added to or withdrawn from the online services and the online services may otherwise be changed without notice.

TERMINATING YOUR SUBSCRIPTION – CANCELLATION POLICY

IBUniversity reserves the right to change this subscription agreement from time to time. Charges and payment terms may be changed in accordance with the applicable price schedule. All other provisions may be changed by IBUniversity immediately upon notice. Continued use of the services and materials following any change constitutes acceptance of the change.

IBUniversity may suspend or discontinue providing services and materials to you without notice and may pursue any remedy legally available if you fail to comply with any of your obligations hereunder.

You may terminate a subscription to the products, services and materials by providing notice to IBUniversity in writing or by e-mail. Notice of the intent to terminate must be received before your billing date. Notice of the intent to terminate received after the 5 days before your billing date of the month will be processed for termination the following month, with actual termination effective the month following. Check our refund policy for more details

If the credit card on which you have requested billing expires, exceeds your maximum limit of credit, or is rejected by the card issuer for any reason, IBUniversity will notify you by e-mail, or telephone and will attempt to process the transaction within a reasonable period of time. If the charge is rejected by the card issuer again, you will receive notice. You may provide information and authorization to charge another credit card, or speak to customer support about an alternative method of payment.

LIMITED WARRANTY

The products, services and materials provided by IBUniversity are provided "as is" and without warranties of any kind, either expresses or implied. IBUniversity disclaims all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.

IBUniversity does not represent or warrant that any of the information and resources presented on its web pages, its subscribers' websites, or on the internet generally, will be uninterrupted or error free, that defects will be corrected, or that the services and materials provided or the server from which it is accessed are free from viruses or other harmful components.

LIMITATION OF LIABILITY

In no event shall IBUniversity be liable for any costs or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, or the inability to use the materials and services. In no event IBUniversity total liability to you for all damages, losses, and causes of action (whether in contract, tort (including negligence) or otherwise) exceed the amount paid by you for subscription.

PRICACY NOTICE

IBUniversity may disclose non-public personal information about you to either our affiliates or non-affiliates as permitted by law. We may share personal information with our affiliates for business purposes, such as servicing client accounts and informing consumers about new products and services as permitted by applicable law. We limit access to staff members who conduct our business, service your account, and help you accomplish your financial objectives, such as providing you with a broad range of products and services. We may also disclose your non-public information as described above to persons or companies that perform services on our behalf.

In addition, we may disclose personal information with non-affiliated companies and regulatory authorities as permitted or required by applicable law. For example, we may disclose personal information to cooperate with regulatory authorities and law enforcement agen­cies to comply with official requests, and as necessary to protect our rights or property.

This Notice is a summary of our Privacy Policy. If you would like a more detailed explanation regarding IBUniversity's information practices, please send your request in writing to us at 44 Wall Street Suite 2003 New York, NY 10005.

ATTORNEY'S FEES

In addition to the foregoing remedies, Company shall be entitled to recover from Student all of its costs and expenses, including reasonable attorneys' fees, incurred by Company in connection with enforcing its rights hereunder and/or recovering for a breach of the Agreement.

GOVERNING LAW

THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF FLORIDA WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

VENUE AND CONSENT TO JURISDICTION

Any dispute arising under or in connection with this Agreement, or related to any matter which is the subject of this Agreement, shall be subject to the exclusive jurisdiction of the New York State. Student hereby consents to the jurisdiction of the New York State and irrevocably agrees that all actions or proceedings relating to this Agreement or any amendment thereof shall be litigated in such Court. Student hereby waives any objection which he/she may have based on improper venue or forum non conveniens.